 ##  [Fixed-income securities](/investors/financial-data/fixed-income-securities "Fixed-income securities") 

 ## Credit ratings of Novartis AG

 **Moody’s Investors Service****S&amp;P Global Ratings**Short termP-1A-1+Long termAa3AA-OutlookStableStable[Sustainability-linked bond](/investors/financial-data/fixed-income-securities/disclaimer "Disclaimer")



 



 - [USD securities](#tabusd-securities-29481)
- [CHF securities](#tabchf-securities-29491)
- [EUR securities](#tabeur-securities-29496)
 
## USD fixed-income securities

**Issuer****Amount (in millions)****Coupon****Maturity**Novartis Capital Corp.1,2502.000%2027Novartis Capital Corp.1,0003.100%2027Novartis Capital Corp.800SOFR + 52bps2028Novartis Capital Corp.7003.900%2028Novartis Capital Corp.1,0003.800%2029Novartis Capital Corp.500SOFR + 65bps2029Novartis Capital Corp.1,2504.100%2029Novartis Capital Corp.1,5002.200%2030Novartis Capital Corp.1,7504.100%2030Novartis Capital Corp.8504.000%2031Novartis Capital Corp.1,7504.400%2031Novartis Capital Corp.9254.300%2032Novartis Capital Corp.2,0004.600%2033Novartis Capital Corp.1,1004.200%2034Novartis Capital Corp.9254.600%2035Novartis Capital Corp.2,2504.900%2036Novartis Capital Corp.5003.700%2042Novartis Capital Corp.1,8504.400%2044Novartis Capital Corp.3505.200%2045Novartis Capital Corp.1,2504.000%2045Novartis Capital Corp.1,0005.600%2046Novartis Capital Corp.1,2502.750%2050Novartis Capital Corp.7504.700%2054Novartis Capital Corp.5505.300%2055Novartis Capital Corp.2,2505.700%2056## Novartis Capital Corp.

**Principal amount****USD 1,250,000,000**ISINUS66989HAQ11IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon2.000%Coupon payment dateFebruary 14 and August 14, commencing August 14, 2020DocumentationSEC registered shelf registrationFirst settlement dateFebruary 14, 2020Issue price99.909Maturity dateFebruary 14, 2027Joint book-runnersCiti, HSBC, Morgan Stanley, Mitsubishi UFJ Financial Group, Barclays, Deutsche Bank, MizuhoBloombergNOVNVX 2.0 02/14/2027## Novartis Capital Corp.

**Principal amount****USD 1,000,000,000**ISINUS66989HAN89IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon3.100%Coupon payment dateMay 17 and November 17, commencing May 17, 2017DocumentationSEC registered shelf registrationFirst settlement dateFebruary 17, 2017Issue price99.109Maturity dateMay 17, 2027Joint book-runnersBank of America Merrill Lynch, Citi, JP Morgan, Credit Suisse, Goldman Sachs, UBSBloombergNOVNVX 3.1 05/17/2027## Novartis Capital Corp.

**Principal amount****USD 800,000,000**ISINUS66989HBD98IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecured floating rate noteCouponSOFR + 52bpsCoupon payment dateFebruary 05, May 05, August 05 and November 05, commencing February 05, 2026DocumentationSEC registered shelf registrationFirst settlement dateNovember 05, 2025Issue price100.000Maturity dateNovember 05, 2028Joint book-runnersBank of America, BNP Paribas, Deutsche Bank, HSBC, JP Morgan, Société GénéraleBloombergNOVNVX Float 11/05/28## Novartis Capital Corp.

**Principal amount****USD 700,000,000**ISINUS66989HAX61IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon3.900%Coupon payment dateMay 05 and November 05, commencing May 05, 2026DocumentationSEC registered shelf registrationFirst settlement dateNovember 05, 2025Issue price99.978Maturity dateNovember 05, 2028Joint book-runnersBank of America, BNP Paribas, Deutsche Bank, HSBC, JP Morgan, Société GénéraleBloombergNOVNVX 3.9 11/05/28## Novartis Capital Corp.

**Principal amount****USD 1,000,000,000**ISINUS66989HAT59IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon3.800%Coupon payment dateMarch 18 and September 18, commencing March 18, 2025DocumentationSEC registered shelf registrationFirst settlement dateSeptember 18, 2024Issue price99.757Maturity dateSeptember 18, 2029Joint book-runnersGoldman Sachs, JP Morgan, Citi, Mizuho, Barclays, HSBC, Société GénéraleBloombergNOVNVX 3.80 09/18/2029## Novartis Capital Corp.

**Principal amount****USD 500,000,000**ISINUS66989HBE71IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecured floating rate noteCouponSOFR + 65bpsCoupon payment dateMarch 16, June 16, September 16 and December 16, commencing June 16, 2026DocumentationSEC registered shelf registrationFirst settlement dateMarch 18, 2026Issue price100.000Maturity dateMarch 16, 2029Joint book-runnersBNP Paribas, Citibank, Deutsche Bank, JP Morgan, MizuhoBloombergNOVNVX Float 03/16/29## Novartis Capital Corp.

**Principal amount****USD 1,250,000,000**ISINUS66989HBF47IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.100%Coupon payment dateMarch 16 and September 16, commencing September 16, 2026DocumentationSEC registered shelf registrationFirst settlement dateMarch 18, 2026Issue price99.883Maturity dateMarch 16, 2029Joint book-runnersBNP Paribas, Citibank, Deutsche Bank, JP Morgan, MizuhoBloombergNOVNVX 4.1 03/16/29## Novartis Capital Corp.

**Principal amount****USD 1,500,000,000**ISINUS66989HAR93IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon2.200%Coupon payment dateFebruary 14 and August 14, commencing August 14, 2020DocumentationSEC registered shelf registrationFirst settlement dateFebruary 14, 2020Issue price99.869Maturity dateAugust 14, 2030Joint book-runnersCiti, HSBC, Morgan Stanley, Mitsubishi UFJ Financial Group, Barclays, Deutsche Bank, MizuhoBloombergNOVNVX 2.2 08/14/2030## Novartis Capital Corp.

**Principal amount****USD 1,750,000,000**ISINUS66989HAY45IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.100%Coupon payment dateMay 05 and November 05, commencing May 05, 2026DocumentationSEC registered shelf registrationFirst settlement dateNovember 05, 2025Issue price99.700Maturity dateNovember 05, 2030Joint book-runnersBank of America, BNP Paribas, Deutsche Bank, HSBC, JP Morgan, Société GénéraleBloombergNOVNVX 4.1 11/05/30## Novartis Capital Corp.

**Principal amount****USD 850,000,000**ISINUS66989HAU23IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.000%Coupon payment dateMarch 18 and September 18, commencing March 18, 2025DocumentationSEC registered shelf registrationFirst settlement dateSeptember 18, 2024Issue price99.565Maturity dateSeptember 18, 2031Joint book-runnersGoldman Sachs, JP Morgan, Citi, Mizuho, Barclays, HSBC, Société GénéraleBloombergNOVNVX 4.00 09/18/2031## Novartis Capital Corp.

**Principal amount****USD 1,750,000,000**ISINUS66989HBG20IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.400%Coupon payment dateMarch 18 and September 18, commencing September 18, 2026DocumentationSEC registered shelf registrationFirst settlement dateMarch 18, 2026Issue price99.960Maturity dateMarch 18, 2031Joint book-runnersBNP Paribas, Citibank, Deutsche Bank, JP Morgan, MizuhoBloombergNOVNVX 4.4 03/18/31## Novartis Capital Corp.

**Principal amount****USD 925,000,000**ISINUS66989HAZ10IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.300%Coupon payment dateMay 05 and November 05, commencing May 05, 2026DocumentationSEC registered shelf registrationFirst settlement dateNovember 05, 2025Issue price99.409Maturity dateNovember 05, 2032Joint book-runnersBank of America, BNP Paribas, Deutsche Bank, HSBC, JP Morgan, Société GénéraleBloombergNOVNVX 4.3 11/05/32## Novartis Capital Corp.

**Principal amount****USD 2,000,000,000**ISINUS66989HBH03IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.600%Coupon payment dateMarch 18 and September 18, commencing September 18, 2026DocumentationSEC registered shelf registrationFirst settlement dateMarch 18, 2026Issue price99.574Maturity dateMarch 18, 2033Joint book-runnersBNP Paribas, Citibank, Deutsche Bank, JP Morgan, MizuhoBloombergNOVNVX 4.6 03/18/33## Novartis Capital Corp.

**Principal amount****USD 1,100,000,000**ISINUS66989HAV06IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.200%Coupon payment dateMarch 18 and September 18, commencing March 18, 2025DocumentationSEC registered shelf registrationFirst settlement dateSeptember 18, 2024Issue price99.282Maturity dateSeptember 18, 2034Joint book-runnersGoldman Sachs, JP Morgan, Citi, Mizuho, Barclays, HSBC, Société GénéraleBloombergNOVNVX 4.20 09/18/2034## Novartis Capital Corp.

**Principal amount****USD 925,000,000**ISINUS66989HBA59IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.600%Coupon payment dateMay 05 and November 05, commencing May 05, 2026DocumentationSEC registered shelf registrationFirst settlement dateNovember 05, 2025Issue price99.564Maturity dateNovember 05, 2035Joint book-runnersBank of America, BNP Paribas, Deutsche Bank, HSBC, JP Morgan, Société GénéraleBloombergNOVNVX 4.6 11/05/35## Novartis Capital Corp.

**Principal amount****USD 2,250,000,000**ISINUS66989HBJ68IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.900%Coupon payment dateMarch 18 and September 18, commencing September 18, 2026DocumentationSEC registered shelf registrationFirst settlement dateMarch 18, 2026Issue price99.719Maturity dateMarch 18, 2036Joint book-runnersBNP Paribas, Citibank, Deutsche Bank, JP Morgan, MizuhoBloombergNOVNVX 4.9 03/18/36## Novartis Capital Corp.

**Principal amount****USD 500,000,000**ISINUS66989HAF55IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon3.700%Coupon payment dateMarch 21 and September 21, commencing March 21, 2013DocumentationSEC registered shelf registrationFirst settlement dateSeptember 21, 2012Issue price98.325Maturity dateSeptember 21, 2042Joint book-runnersJP Morgan, Morgan Stanley, BNP Paribas, Citi, Bank of America Merrill Lynch, UBSBloombergNOVNVX 3.7 09/21/42## Novartis Capital Corp.

**Principal amount****USD 1,850,000,000**ISINUS66989HAH12IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.400%Coupon payment dateMay 06 and November 06, commencing May 06, 2014DocumentationSEC registered shelf registrationFirst settlement dateFebruary 21, 2014Issue price99.196Maturity dateMay 06, 2044Joint book-runnersGoldman Sachs, Bank of America Merrill Lynch, Barclays, Citi, Credit Suisse, Deutsche Bank, JP MorganBloombergNOVNVX 4.4 05/06/44## Novartis Capital Corp.

**Principal amount****USD 350,000,000**ISINUS66989HBB33IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon5.200%Coupon payment dateMay 05 and November 05, commencing May 05, 2026DocumentationSEC registered shelf registrationFirst settlement dateNovember 05, 2025Issue price99.889Maturity dateNovember 05, 2045Joint book-runnersBank of America, BNP Paribas, Deutsche Bank, HSBC, JP Morgan, Société GénéraleBloombergNOVNVX 5.2 11/05/45## Novartis Capital Corp.

**Principal amount****USD 1,250,000,000**ISINUS66989HAK41IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.000%Coupon payment dateMay 20 and November 20, commencing May 20, 2016DocumentationSEC registered shelf registrationFirst settlement dateNovember 20, 2015Issue price98.029Maturity dateNovember 20, 2045Joint book-runnersBank of America Merrill Lynch, Citi, JP Morgan, Credit Suisse, Goldman Sachs, UBSBloombergNOVNVX 4 11/20/2045## Novartis Capital Corp.

**Principal amount****USD 1,000,000,000**ISINUS66989HBK32IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon5.600%Coupon payment dateMarch 18 and September 18, commencing September 18, 2026DocumentationSEC registered shelf registrationFirst settlement dateMarch 18, 2026Issue price99.536Maturity dateMarch 18, 2046Joint book-runnersBNP Paribas, Citibank, Deutsche Bank, JP Morgan, MizuhoBloombergNOVNVX 5.6 03/18/46## Novartis Capital Corp.

**Principal amount****USD 1,250,000,000**ISINUS66989HAS76IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon2.750%Coupon payment dateFebruary 14 and August 14, commencing August 14, 2020DocumentationSEC registered shelf registrationFirst settlement dateFebruary 14, 2020Issue price97.712Maturity dateAugust 14, 2050Joint book-runnersCiti, HSBC, Morgan Stanley, Mitsubishi UFJ Financial Group, Barclays, Deutsche Bank, MizuhoBloombergNOVNVX 2.75 08/14/2050## Novartis Capital Corp.

**Principal amount****USD 750,000,000**ISINUS66989HAW88IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.700%Coupon payment dateMarch 18 and September 18, commencing March 18, 2025DocumentationSEC registered shelf registrationFirst settlement dateSeptember 18, 2024Issue price99.936Maturity dateSeptember 18, 2054Joint book-runnersGoldman Sachs, JP Morgan, Citi, Mizuho, Barclays, HSBC, Société GénéraleBloombergNOVNVX 4.70 09/18/2054## Novartis Capital Corp.

**Principal amount****USD 550,000,000**ISINUS66989HBC16IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon5.300%Coupon payment dateMay 05 and November 05, commencing May 05, 2026DocumentationSEC registered shelf registrationFirst settlement dateNovember 05, 2025Issue price99.464Maturity dateNovember 05, 2055Joint book-runnersBank of America, BNP Paribas, Deutsche Bank, HSBC, JP Morgan, Société GénéraleBloombergNOVNVX 5.3 11/05/55## Novartis Capital Corp.

**Principal amount****USD 2,250,000,000**ISINUS66989HBL15IssuerNovartis Capital Corp., United StatesGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon5.700%Coupon payment dateMarch 18 and September 18, commencing September 18, 2026DocumentationSEC registered shelf registrationFirst settlement dateMarch 18, 2026Issue price99.120Maturity dateMarch 18, 2056Joint book-runnersBNP Paribas, Citibank, Deutsche Bank, JP Morgan, MizuhoBloombergNOVNVX 5.7 03/18/56

 

 

## CHF fixed-income securities

**Issuer****Amount (in millions)****Coupon****Maturity**Novartis AG6501.600%2027Novartis AG5500.625%2029Novartis AG4351.650%2031Novartis AG6451.750%2034Novartis AG3251.050%2035Novartis AG2801.850%2040Novartis AG1901.850%2049## Novartis AG

**Principal amount****CHF 650,000,000**ISINCH1353257806IssuerNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.600%Coupon payment dateJune 18DocumentationSwiss stand-alone documentationFirst settlement dateJune 18, 2024Issue price100.138Maturity dateJune 18, 2027Joint book-runnersBNP Paribas, Deutsche Bank, UBSBloombergNOVNVX 1.6 6/18/27ListingSIX Swiss Exchange## Novartis AG

**Principal amount****CHF 550,000,000**ISINCH0270190991IssuerNovartis AG, SwitzerlandTypeSenior unsecuredCoupon0.625%Coupon payment dateNovember 13DocumentationSwiss stand-alone documentationFirst settlement dateFebruary 13, 2015Issue price100.502Maturity dateNovember 13, 2029Joint book-runnersCredit Suisse, UBSBloombergNOVNVX 0.625 11/13/29ListingSIX Swiss Exchange## Novartis AG

**Principal amount****CHF 435,000,000**ISINCH1353257814IssuerNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.650%Coupon payment dateJune 18DocumentationSwiss stand-alone documentationFirst settlement dateJune 18, 2024Issue price100.148Maturity dateJune 18, 2031Joint book-runnersBNP Paribas, Deutsche Bank, UBSBloombergNOVNVX 1.65 6/18/31ListingSIX Swiss Exchange## Novartis AG

**Principal amount****CHF 645,000,000**ISINCH1353257822IssuerNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.750%Coupon payment dateJune 16DocumentationSwiss stand-alone documentationFirst settlement dateJune 18, 2024Issue price100.229Maturity dateJune 16, 2034Joint book-runnersBNP Paribas, Deutsche Bank, UBSBloombergNOVNVX 1.75 6/16/34ListingSIX Swiss Exchange## Novartis AG

**Principal amount****CHF 325,000,000**ISINCH0270191007IssuerNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.050%Coupon payment dateMay 11DocumentationSwiss stand-alone documentationFirst settlement dateFebruary 13, 2015Issue price100.479Maturity dateMay 11, 2035Joint book-runnersCredit Suisse, UBSBloombergNOVNVX 1.05 05/11/35ListingSIX Swiss Exchange## Novartis AG

**Principal amount****CHF 280,000,000**ISINCH1353257830IssuerNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.850%Coupon payment dateJune 18DocumentationSwiss stand-alone documentationFirst settlement dateJune 18, 2024Issue price100.268Maturity dateJune 18, 2040Joint book-runnersBNP Paribas, Deutsche Bank, UBSBloombergNOVNVX 1.85 6/18/40ListingSIX Swiss Exchange## Novartis AG

**Principal amount****CHF 190,000,000**ISINCH1353257848IssuerNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.850%Coupon payment dateJune 18DocumentationSwiss stand-alone documentationFirst settlement dateJune 18, 2024Issue price100.149Maturity dateJune 18, 2049Joint book-runnersBNP Paribas, Deutsche Bank, UBSBloombergNOVNVX 1.85 6/18/49ListingSIX Swiss Exchange

 

 

## EUR fixed-income securities

**Issuer****Amount (in millions)****Coupon****Maturity**Novartis Finance S.A.6001.625%2026Novartis Finance S.A.6001.125%2027Novartis Finance S.A.5000.625%2028Novartis Finance S.A.1,8500.000%2028Novartis Finance S.A.7501.375%2030Novartis Finance S.A6003.100%2032Novartis Finance S.A6003.500%2035Novartis Finance S.A.7501.700%2038Novartis Finance S.A5004.000%2041## Novartis Finance S.A.

**Principal amount****EUR 600,000,000**ISINXS1134729794IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.625%Coupon payment dateNovember 09DocumentationStandaloneFirst settlement dateNovember 07, 2014Issue price99.697Maturity dateNovember 09, 2026Joint book-runnersBarclays, BNP Paribas, Deutsche BankBloombergNOVNVX 1.625 11/09/26ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 600,000,000**ISINXS1585010074IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.125%Coupon payment dateSeptember 30, commencing September 30, 2017DocumentationStandaloneFirst settlement dateMarch 31, 2017Issue price99.874Maturity dateSeptember 30, 2027Joint book-runnersBarclays, BNP Paribas, Deutsche BankBloombergNOVNVX 1.125 09/30/27ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 500,000,000**ISINXS1492825481IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon0.625%Coupon payment dateSeptember 20DocumentationStandaloneFirst settlement dateSeptember 20, 2016Issue price98.48Maturity dateSeptember 20, 2028Joint book-runnersBarclays, BNP Paribas, Deutsche BankBloombergNOVNVX 0.625 09/20/28ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 1,850,000,000**ISINXS2235996217IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon0.000%Coupon step-upCoupon to increase by 25 basis points from 2026 onwards if Novartis does not achieve the 2025 Patient Access TargetsCoupon payment dateSeptember 23DocumentationStandaloneFirst settlement dateSeptember 23, 2020Issue price99.354Maturity dateSeptember 23, 2028Joint book-runnersBarclays, HSBC, J.P. Morgan, Societe GeneraleBloombergNOVNVX 0 09/23/28ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 750,000,000**ISINXS1769041192IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.375%Coupon payment dateAugust 14DocumentationStandaloneFirst settlement dateFebruary 14, 2018Issue price99.957Maturity dateAugust 14, 2030Joint book-runnersBarclays, BNP Paribas, Deutsche BankBloombergNOVNVX 1.375 08/14/30ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 600,000,000**ISINXS3366248279IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon3.100%Coupon payment dateJanuary 13DocumentationStandaloneFirst settlement dateMay 13, 2026Issue price99.525Maturity dateJanuary 13, 2032Joint book-runnersBarclays, Deutsche Bank, HSBC, Société GénéraleBloombergNOVNVX 3.1 01/13/32ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 600,000,000**ISINXS3366248519IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon3.500%Coupon payment dateMay 13DocumentationStandaloneFirst settlement dateMay 13, 2026Issue price99.757Maturity dateMay 13, 2035Joint book-runnersBarclays, Deutsche Bank, HSBC, Société GénéraleBloombergNOVNVX 3.5 05/13/35ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 750,000,000**ISINXS1769041606IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon1.700%Coupon payment dateAugust 14DocumentationStandaloneFirst settlement dateFebruary 14, 2018Issue price99.217Maturity dateAugust 14, 2038Joint book-runnersBarclays, BNP Paribas, Deutsche BankBloombergNOVNVX 1.7 08/14/38ListingSIX Swiss Exchange## Novartis Finance S.A.

**Principal amount****EUR 500,000,000**ISINXS3366248600IssuerNovartis Finance S.A., LuxembourgGuarantorNovartis AG, SwitzerlandTypeSenior unsecuredCoupon4.000%Coupon payment dateMay 13DocumentationStandaloneFirst settlement dateMay 13, 2026Issue price99.833Maturity dateMay 13, 2041Joint book-runnersBarclays, Deutsche Bank, HSBC, Société GénéraleBloombergNOVNVX 4 05/13/41ListingSIX Swiss Exchange